The different types of car insurance coverages available in Kentucky are:
- Liability
- Collision
- Property Damage
- Comprehensive
- Basic Reparations Benefits, No-Fault Benefits or Personal Injury Protection (PIP)
- Added Reparations Benefits
- Underinsured Motorist Coverage (UM)
- Uninsured Motorist Coverage (UIM)
- Car Rental
- Umbrella Policies (this is a separate insurance policy)