Getting into a car accident in Frankfort, Kentucky can turn your life upside down. One minute you’re driving along East Main Street after a grocery run, the next you’ve been forced against a utility pole by a distracted driver. In the aftermath, you may suffer from painful, debilitating injuries and incur high medical bills. To make matters even worse, you may be unable to work and take care of your family.
Fortunately, the law allows you to seek financial compensation for an accident caused by someone else’s negligence. However, after an auto collision, do you have the time and energy to fight with the insurance companies and their defense lawyers? Dealing with them on your own can make the recovery process even more challenging.
At The Schafer Law Office, we can protect your rights and pursue compensation on your behalf. We have been securing settlements and verdicts for injured clients for years: Mike Schafer has published books and articles on Kentucky car accidents and personal injury law, and every member of his team is committed to getting the best results for our clients. Consultations are free and you only pay us after we win your case!
Why You Need a Frankfort Car Accident Lawyer
When you’ve been injured in a traffic accident in Frankfort, you need an experienced and dedicated attorney on your side. Your best chance of obtaining maximum compensation for your damages and injuries comes from an automobile injury lawyer who’s not afraid to challenge the large insurance agencies and their counsel for the money and medical care you need.
One study conducted by the Insurance Research Council found that car accident victims who hired an attorney won 3.5 times more money than those who did not. This is because insurance companies are focused on protecting their bottom line, and they do so by paying as little as possible to settle claims. An experienced Frankfort car accident lawyer knows what your case is worth and won’t accept anything less than what you need to recover.
Common Causes of Car Accidents in Frankfort, KY
The number of motor vehicle accidents continues to rise in Kentucky despite advances in vehicle safety systems. The most common causes, which are mostly due to driver error, include:
- Driving under the influence of drugs or alcohol
- Distracted driving
- Drowsy or fatigued driving
- Careless or reckless driving
- Road rage
- Failure to signal lane changes or turns
- Lack of experience
Other factors that contribute to car accidents include:
- Poor or improper vehicle maintenance
- Potholes, broken pavement, and other substandard road conditions
- Defects in the design or manufacture of a vehicle
- Poor weather conditions
- Low lighting conditions
In the case of poorly maintained roads or vehicle defects, you may be able to file a claim against the municipality or whoever manufactured the defective car or part. These lawsuits can be more complicated to pursue, but your Frankfort car accident lawyer will prepare a thorough and compelling case for the compensation you are entitled to.
Common Injuries From Car Accidents in Frankfort, KY
A collision can result in catastrophic injuries for not only drivers and their passengers, but motorcyclists, bicycle riders, and pedestrians. Generally speaking, the more exposed you are, the greater the risk of serious injury and death. Common injuries include:
- Cuts, scrapes, and lacerations
- Soft tissue injuries
- Broken and fractured bones
- Internal bleeding
- Organ damage
- Spinal cord injury
- Traumatic brain injury
- Wrongful death
Besides physical injuries, car accident victims in Frankfort, KY can suffer mental and emotional trauma, such as anxiety, depression, and post-traumatic stress disorder. These injuries are all compensable when your attorney is determining the value of your claim.
What Compensation Can You Get in a Frankfort KY Car Accident Claim?
When you file a car accident claim with your insurer, you can claim damages related to the accident. Depending on the circumstances, these losses may include:
- Current and future medical expenses such as hospital bills, doctor’s visits, surgeries, and rehabilitation therapies
- Lost wages
- Loss of earning capacity (if your injuries prevent you from doing the same work you used to)
- Pain and suffering
- Loss of quality of life
- Loss of consortium
- Property damage
In Kentucky, all motor vehicles must carry personal injury protection, also known as PIP, which covers lost wages, medical expenses, and other costs up to $10,000 per person, unless you have filed a waiver with the Department of Insurance. If treating your car accident injuries exceeds the amount covered by available PIP insurance, your health insurance plan may cover the additional cost. You may also be able to sue the driver who caused the accident if your medical expenses exceed $1,000 and the accident caused one or more of the following:
- Permanent disfigurement
- A compound, compressed, or displaced fracture
- A broken weight-bearing bone
- Permanent injury
- Permanent loss of a body function
It is important to note that Kentucky observes a pure comparative fault rule in accident claims. This means that even if you are partly responsible for your car crash, you can still recover compensation, but your settlement or award will be reduced accordingly. For example, if you are awarded $100,000 but a jury determines that you were 30% at fault, you would receive $70,000, which represents the other party’s degree of responsibility. If you have questions about how this rule works, your Frankford car accident lawyer can answer them.
Get a Free Consultation From a Frankfort Car Accident Lawyer
Car accidents occur in Frankfort, KY for a variety of reasons, including driver negligence, improperly maintained roads and weather conditions. If you’ve been injured, you should consult a car accident lawyer as soon as possible: Kentucky has a relatively short one-year statute of limitations for personal injury claims, and if you miss the deadline, you may be barred from recovering compensation.
The Schafer Law Office will work with you every step of the way, keeping you updated on your case while you focus on healing. Client well-being is priority number one, so you can trust our personal injury lawyers to work tirelessly to get you the best possible result. To schedule your free consultation, please contact us online today.