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Louisville Distracted Driver Accident Lawyer

Today, we have better access to technology than ever before. With distractions like phone calls, emails, text messages, and social media at our fingertips, it can be hard to put down our phones even while driving. 

Unfortunately, distracted driving remains a serious and widespread issue in Kentucky. WhistleOut recently released a study showing that this state ranks among the worst for distracted driving. Cell phone use and other distractions were responsible for 8,485 car accidents in Kentucky in 2017, and the problem- along with the death and injury count- continues to grow. 

Although there is widespread awareness of the dangers of distracted driving, people continue to check texts and browse their Facebook feeds just long enough to cause a serious accident. If you are injured because a motorist was more concerned about their social media than safety, a Louisville car crash lawyer at The Schafer Law Office can help you pursue the compensation you need to recover. 

Distracted Driving Information:


What Makes Distracted Driving So Dangerous in Kentucky?

One study by Carnegie Mellon found that using a smartphone behind the wheel reduces the amount of brain activity associated with driving by 37%. Another project, this one carried out by the University of Utah, concluded that smartphone use while driving (even hands-free) can delay your reaction time as much as having a BAC of .08%. 

Other facts:

  • When you send or read a text, your eyes are off the road for around five seconds. If you are traveling at 55 mph, this is the equivalent of driving the length of a football field with your eyes closed.
  • It can take only three seconds for a car crash to occur after a driver has been distracted. 

Distracted driving is one of the leading causes of fatalities and injuries on U.S. roads. Motor vehicle crashes involving distracted drivers killed 3,142 people in 2019. According to the CDC, one in five of those killed in distracted driving crashes in 2018 were not in vehicles―they were walking, riding their bikes, or engaging in similar activities.

Accidents that are not fatal can still cause catastrophic injuries such as:

What are the Different Types of Distracted Driving Charges in Kentucky?

Driving while distracted can have many different effects on a driver’s manual, visual, and cognitive functions. Below is an overview of actions that commonly contribute to distracted driving accidents. 

  • Texting and Driving: In the United States, almost one out of every four car accidents involves texting while driving. Cell phones are a huge distraction on the road, and texting is the most dangerous of all cell phone-related activities.
  • Using the GPS: Using your phone’s GPS can be just as dangerous as texting. Looking at the directions even for a moment can result in tragedy.
  • Talking to Passengers: Driving while talking, laughing, or looking at your passengers is distracting. In fact, teenagers driving with an additional passenger are twice as likely to be involved in a fatal car accident. 
  • Eating and Drinking: Consuming food and beverages while driving can distract you long enough to cause a crash. If you drop or spill anything, the risk of a distraction-related accident goes up.
  • Daydreaming: A study by Erie Insurance found that daydreaming, or ‘zoning out,’ was a factor in 61% of auto fatalities between 2012 and 2016.
  • Applying Makeup: Drivers who put on makeup or even comb their hair while driving can become distracted enough to cause an accident.

When you have been seriously injured by a distracted driver, one of the last things you should worry about is battling insurers for fair compensation. Sadly, it is an uphill battle many injured people have to face in Louisville. When a negligent driver causes an accident that leaves you with a painful recovery and even permanent impairment, a skilled Louisville distracted driver accident lawyer at The Schafer Law Office can aggressively negotiate for the money you need and take your case to trial if the insurance company doesn’t offer a fair settlement.

Distracted Driving Accident Settlements in Louisville, Kentucky

In Louisville, distracted driving settlements are generally based on the extent of your injuries and their anticipated impact on your life. If you are injured by an at-fault driver, you may be entitled to both economic and non-economic damages.

Economic damages include but may not be limited to:

  • Medical bills, both current and future
  • Lost income
  • Loss of earning ability
  • Property damage

Non-economic damages include:

  • Pain and suffering
  • Emotional distress
  • Disfigurement

Your Louisville distracted driving accident attorney can use medical records and bills, pay stubs, and expert opinions to assign value to your claim. Other factors taken into account include:

  • The type and severity of your injuries
  • Your age and health prior to the injuries
  • The impact of your injuries on your professional, social, and family life
  • How likely you are to recover fully, or how much you will recover

Some personal injury claims qualify for punitive damages, which are intended to punish a wrongdoer for especially egregious conduct. Unlike some states, there is no cap on punitive damages in Kentucky, so if the driver who hit you has a record of distracted driving offenses, this money can form a significant part of your compensation.

Who Pays My Medical Bills After a Distracted Driving Accident in KY?

Kentucky is a no-fault insurance state. If you’re in an accident, you make a claim against your own auto insurance policy to recover damages. If you meet the state’s serious injury threshold, you may pursue the distracted driver for damages.

You must meet the following thresholds to be eligible to sue an at-fault driver in Kentucky:

  • Medical expenses exceeding $1,000
  • A broken bone
  • Disfigurement or permanent injury
  • Death of a family member

Compared to a lot of other states, these are low thresholds. Your Louisville distracted driving attorney can advise you whether you can seek compensation from the driver in addition to the PIP payments from your insurer.

How Much Does a Distracted Driver Accident Lawyer in KY Cost?

The Schafer Law Office takes personal injury cases on a contingency fee basis, meaning that we deduct our fees from your settlement or award. You don’t have to pay us upfront and if we don’t recover money for you, you owe us nothing at all. In other words it’s free unless we win your case and get you a recovery.

Please contact us today to get your claim started. Kentucky has only a one-year statute of limitations for personal injury claims, so it’s important to act quickly. If you wait too long, you may be barred from seeking compensation for your injuries, so don’t delay. The Schafer Law Office is ready to help.

Why Should I Hire The Schafer Law Office for my Distracted Driving Injury Case?

The Schafer Law Office has been helping accident victims with the most complex claims for over 30 years. Attorney Mike Schafer also has inside knowledge on how insurers try to avoid paying claims, as he worked for an insurance defense firm before opening his own practice.

We provide aggressive advocacy for distracted driving victims. Obtaining fair compensation from a negligent driver isn’t easy, and our Louisville car accident lawyers have the resources and expertise needed to prove that the driver is to blame. Our firm represents drivers, passengers, pedestrians, and bicyclists who suffer injuries and losses as a result of distracted driving, and we have helped many clients throughout Kentucky to secure favorable settlements for their injuries.

Speak to a Louisville Distracted Driving Accident Attorney Today

Distracted driving accidents in Louisville are unfortunately all too common. If you or someone you love has been hurt by a distracted driver, our Louisville distracted driving accident attorneys are here to help. We will fight on your behalf against the insurance companies so that you receive the maximum compensation your case deserves. For more information or to schedule a consultation, please contact us online.

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