Kentucky Accident Blog

Are Strain Or Sprain Injuries Permanent?

Have you been in a Kentucky automobile accident? Being involved in a car wreck could cause you serious injuries. The most common injury experienced in Kentucky auto accidents are strain or sprain injuries. A sprain is an injury to a tough, thick and fibrous tissue that connects bones together called the ligament. The ligament’s purpose … Continued


Category: Car Accidents
Published: 02/09/11

Bone Fracture Types

When you are injured in an accident, you may have a broken bone. Doctors use many terms to describe these breaks and fractures. What do these terms really mean? First, we’ll start with the basics. Bones and fractures Many already know this, but what is a bone and fracture? Bones are rigid organs that form … Continued


Category: Accident Injuries
Published: 02/08/11

Obama Care and Medical Benefits For Your Kentucky Accident

How will President Obama’s health care plan affect the treatment you receive after an accident in Kentucky? President Obama discussed passing a health care reform on March 21, 2010 and touched on this subject. “The United States congress finally declare that America’s workers, that America’s families and that America’s small businesses deserve the security of … Continued


Category: General
Published: 02/07/11

What is Spondylolysis?

What is Spondylolysis? Spondylolysis is a defect in the connection between vertebrae or the bones that make up the spinal column. The defect can lead to small stress fractures and weaken the bones that slip out of place. Many people with spondylolysis do not feel any symptoms and don’t even know that they have this … Continued


Category: Accident Injuries
Published: 01/28/11

What Are The Most Dangerous Dog Breeds?

A lot of people like dogs. A dog is considered man’s best friend, protector and buddy. Despite the joy a dog might bring to humans, a dog bite, attack or injury exist and can harm Kentuckians. Studies showed that 1,000 Americans are treated per day in emergency rooms due to dog bites. In 2010, there … Continued


Published: 01/20/11

Can Your New Year’s Resolution Prevent Car Accidents?

Is it too early to be making New Year’s resolutions? Of course not! The Schafer Law Office is asking everyone to make “No Texting While Driving” their New Year’s resolution. Why? Well, in less than a week, January 1, 2011, police across Kentucky are going to quit giving verbal warnings and start handing out tickets … Continued


Category: Distracted Driving
Published: 12/28/10

Do You Know What An Uninsured Vehicle Is?

There was a case in 2010 that involved an uninsured vehicle. The case explored what was an uninsured vehicle under the Uninsured Motorist Coverage in your Kentucky car insurance policy. Uninsured Motorist Coverage is the part of your insurance policy that will cover you if you are the victim of an accident and the person … Continued


Category: Car Insurance
Published: 09/12/10

How Much Kentucky Car Insurance Do You Need to Have?

If you want ten times the insurance, that doesn’t mean it’ll cost you ten times as much. Your insurance agent may not tell you that additional insurance will not cost you that much more unless you ask. Why? It’s because it’s a bad deal for the insurance company but a good deal for you. Ask … Continued


Category: Car Insurance
Published: 07/09/10

Document Your Kentucky Auto Accident Case

One of the biggest reasons why Kentucky car accident cases fail is because of the lack of documentation. After calling the police so they can come help you at the accident scene, you should start gathering evidence, if you are able. The most important thing you can do is to document everything that happens in … Continued


Category: Car Accidents
Published: 06/16/10

Is Giving A Statement To The insurance Company A Good Idea?

Suspects on the television crime shows are always talking to the police. They are constantly volunteering information before they ever consult with an attorney. If that’s how it’s done on television, it must be a good idea. This is wrong! Volunteering information almost always back fires on television. The same thing happens in real life. … Continued


Category: Car Insurance
Published: 06/03/10

What Happens When My Kentucky PIP Benefits Are Exhausted?

You have been in a car accident in Kentucky. Now, you are going to the doctor and getting treated for your injuries from the accident. You feel better but you are not fully recovered. Then, you get a letter from your car insurance company that says your Personal Injury Protection (PIP) benefits are exhausted. Should you … Continued


Category: Car Accidents
Published: 05/22/10

New Truck Regulations Implemented

We all mourned the tragic truck accident in Hart County. That accident was one of the deadliest accidents in the U.S. in the last 20 years. The investigation showed the cause of the accident was due to distracted driving by a truck driver. Kentucky has enacted a law that prohibits texting while driving. This activity … Continued


Category: Distracted Driving
Published: 05/19/10

Kentucky Car Accident Victims Can Collect For Time Off Work

Kentucky car accident victims often wonder whether or not they’re going to be paid for the time they are unable to work as a result of an accident. That is, whether or not they can collect their lost wages. If the accident wasn’t their fault, the answer is yes. If the accident was their fault, … Continued


Category: Car Insurance
Published: 05/05/10

Spacing on Playground Equipment Could Prevent Accidents

Child safety is very important. That is why we’d like to remind everyone of National Playground Safety Week. Playgrounds are an awesome place to take your children, but did you know that about 75% of child accidents occur at public playgrounds? Here is an outline of a few different safety measures we can all employ … Continued


Category: Child Accidents
Published: 04/26/10

Does Uninsured Motorist Insurance Cover Bicycle Accidents?

Bicycle and pedestrian accidents that happen in Kentucky pose different questions and different answers for the accident victims. I’ve had both bicycle and pedestrian accident victims come into my office after being hit by a car and have suffered serious injuries. They wonder if they have a case. They’ve been hurt and want to recover … Continued


Category: Bicycle Accidents
Published: 04/24/10

Preventing Child Injuries On The Playground

Playgrounds are a great place for kids to play. They can play with friends, have fun and get some exercise. However, it’s important to make sure the playground is safe for your kids. One of the best practices for parents or guardians to do is to supervise your kids as they play. This will allow … Continued


Published: 04/22/10

What Does No-Fault Really Mean?

Kentucky is a No-Fault insurance state. What does this mean? There are a lot of Kentucky accident victims who hear this term and believe that this means that it doesn’t matter who caused an automobile accident. They believe that anyone who is injured in a Kentucky automobile accident can recover for their pain and suffering. … Continued


Category: Car Insurance
Published: 04/14/10

Teenagers, Driver Education and Auto Accidents

No 16-year-old really wants to take driver’s education classes. The thought of driving around in a car with a sign on top that says “new driver” just isn’t cool. However, it does teach and show them how to properly drive a car. Maybe that is why parents want their kids to participate in these classes. … Continued


Category: Car Accidents
Published: 03/11/10

United Kingdom Texting While Driving Ad Campaign

I was driving my 16-year-old daughter to school a few years ago. She had her driver’s permit and was learning to drive. She was very excited about it. She told me that there was a program at her high school that was preempted by the school. My daughter’s school felt that the content was too … Continued


Category: Distracted Driving
Published: 11/25/09

Insurance Video Surveillance And Your Accident Claim

An injured car accident victim was dipping a chip into salsa at a restaurant. The restaurant’s surveillance cameras record the victim. An insurance company involved in the victim’s case gets a copy of that recording. The recording was then turned over to a doctor who never examined the accident victim. The doctor says the victim … Continued


Category: Car Accidents
Published: 11/20/09

Cable Barriers Save Lives But Can There Be Improvements?

We have all seen the cable barriers that have been put in the medians on I-64 and I-265 in Louisville, Kentucky and other interstates. They save lives and prevent auto accidents from turning deadly. However, are there improvements that could be made to make them safer? Related: How To Help Road Accident Victims In Kentucky … Continued


Category: Kentucky Driving
Published: 10/29/09

Can I Protect Myself From An Uninsured Driver?

Kentucky accident victims have a serious problem that happens over and over again. This problem has to do with car insurance, and unfortunately, the frequency has increased. The problem is not with the accident victim but with the person that caused the accident. The at-fault party has been charged criminally for not having insurance. This … Continued


Category: Car Insurance
Published: 10/24/09

Hundreds Die Yearly From Riding in Back of Pickup Trucks

One of the most popular vehicles these days is a pickup truck. It’s great for hauling loads and helping people move. It seems like everyone knows at least one person with a pickup truck. They are especially popular in rural areas and with teenaged boys. However, they do come with their share of risks. One … Continued


Category: Truck Accidents
Published: 10/20/09

What is Kentucky’s Sudden Emergency Doctrine?

Whose fault is an accident? This largely depends on the situation. For example, let’s pretend a man named Tony is driving through a neighborhood. He is driving at the speed limit, has his seat belt fastened and is aware of his surroundings. Then, all of the sudden, the car in front of Tony slams on … Continued


Category: Law Spotlight
Published: 10/07/09