The insurance company of the person who hit you will pay to fix your motorcycle. If the insurance company challenges whose fault the accident is, they may not pay for your damages immediately. If this is the case and you have collision coverage on your policy, you may want to turn to your insurance company. They will fix your motorcycle, but you’ll have to pay your deductible. Your insurance company then would attempt to collect the deductible back from the at-fault party’s insurance company.