What Is Comprehensive Insurance Coverage?

In Kentucky, Comprehensive Insurance covers damage to your car caused by something other than a collision. A lot of people think of Comprehensive Coverage as insurance that just covers minor damage to your car, such as a cracked wind shield. This is not the case. Comprehensive Insurance can cover damage caused by falling objects (like a tree that falls during a windstorm and crushes your car), fire, theft, explosives, earthquakes, windstorms, hail, vandalism and deer or other animals.