Frequently Asked Questions
Below are some initial questions many clients have when they first contact Michael A. Schafer, Attorney at Law. The questions below may address many initial concerns you may have. If you don't find the answers here, you should contact us for answers to questions specific to your case. The consultation is free.
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How Soon After My Pedestrian Accident Should I Contact An Attorney?
Call an attorney immediately! Do not talk with the other person's insurance company until you have had a chance to consult with an attorney. It is very important that you understand the process before you begin answering questions. You should always tell the truth, but you should be prepared and understand the process before you do.
If I Am Injured, How Do My Medical Bills Get Paid?
Pedestrian accidents are a little different than other motor vehicle accident cases. The no fault insurance (also called PIP or Basic Reparation Benefits) of the vehicle that you were in would normally pay for your medical bills. In the situation of a pedestrian accident, the first responsibility for medical bills is with the insurance company of the car that hit you. If for some reason the car that hit you was not insured, you would proceed under the car insurance of your own vehicle.
Can I Still Recover If The Car That Hit Me Had No Insurance?
Yes, if you have uninsured motorist coverage on your own vehicle. This will allow you to recover money from your insurance company for your pain and suffering. You may also sue the driver of the car individually and collect any assets that they may have. Your medical bills would be paid by your PIP insurance.
Does My Car Insurance Cover Me If I'm Hit While Walking?
In most instances the answer is yes. However, you will want to check your insurance policy to make sure. Generally, most insurance policies will cover you if you are a pedestrian or a pedestrian hit by a motor vehicle.
How Long Does It Take To Settle A Pedestrian Accident Case?
This depends on the facts and circumstances of your specific case. Every case is different and it depends on how seriously you were injured. Generally, negotiations do not begin until you have been released by your doctor and have recovered from your injuries. This can take as little as three months or as long as several years.
What Is The Statute Of Limitations In A Pedestrian Accident?
In most pedestrian accident cases, the statute of limitations is two years from the date of the accident. It could also be two years from the date of the last medical no fault payment not to exceed four years. It is best to contact an attorney to determine the exact statute of limitations in your case. This can be confusing and difficult to determine.