Frequently Asked Questions

The Schafer Law office FAQ's

Below are some initial questions many clients have when they first contact Michael A. Schafer, Attorney at Law. The questions below may address many initial concerns you may have about your accident. If you don't find the answers here, you should contact us for answers to questions specific to your case. The consultation is free.

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  • How Long Does It Take To Settle A Bicycle Accident Case?

    This depends on the facts and circumstances of your specific case. Every case is different, and it depends on how seriously you were injured. Generally, negotiations do not begin until you have been released by your doctor and have recovered. This can take as little as three months or as long as several years.

  • What Is The Statute Of Limitations For A Bicycle Accident?

    In most bicycle accident cases, the statute of limitations is two years from the date of the accident. The statute of limitations could also be two years from the date of the last medical no fault payment not to exceed four years. It is best to contact an attorney to determine the exact statute of limitations in your case.

  • How Do You Begin A Wrongful Death Case?

    A wrongful death case can only be brought by the personal representative of the deceased person’s estate. Therefore, the first step is for Probate Court to appoint a personal representative. A petition must be filed to probate the Will. This is done in the probate office in the county of the residence. If the deceased had a Will at the time of death, an administrator would be appointed. If there was no Will, you file in interstate and an executor is appointed. Usually a surviving family member or close relative of the deceased acts as the personal representative of the estate.

  • What Is A Survival Action?

    A survival action is a type of wrongful death case where the injured person dies days, weeks, months or years after the negligent action. The death does not occur at the same time as the event that caused the injury. The claim against the at-fault party continues on or “survives.” The estate is allowed to bring the action on behalf of the descendant to recover the damages. An example would be if a person is injured in a car wreck and then passes away some time later. The estate of the decedent is allowed to make a claim for the decedent’s pain and suffering, medical expenses, funeral expenses, lost wages and other damages caused by the at-fault party.

  • What Type Of Claims Are Recoverable In A Wrongful Death Case?

    In a wrongful death case, the estate of the deceased may have a claim for loss of power to work and earn money or loss of income that the decedent was expected to earn over the course of their life time. The estate may also make a claim for and recover for any pain and suffering that the decedent experienced between the time of the injury and death. The estate may also recover any medical bills in the treatment of the decedent as a result of the accident.

    In the case of the wrongful death of a child, the surviving parent may be able to recover for loss of a consortium in some instances.

    In the case of a surviving spouse, there may also be a claim for loss of consortium.

  • How Long Do I Have To File A Wrongful Death Claim?

    Generally speaking, the statute of limitations on a wrongful death claim is one year from the date that a personal representative is appointed in Probate Court. The personal representative must be appointed and the estate must file a civil lawsuit in Circuit Court within one year. If this does not happen, your action is waived or lost forever.

  • How Long Do I Have To File A Slip And Fall Case?

    The statute of limitations on a slip and fall or premises liability case is one year from the date of the incident. There are no time extensions on this type of case.

  • What Does the Term “No Fault Insurance” Mean?

    In Kentucky, no fault insurance means that your insurance company will pay your medical bills regardless of whose fault the accident was. The insurance company will only pay your medical bills, not for your pain and suffering. They will also pay for loss wages up to $200 per week, unless you have added reparations benefits.

  • What Are Added Reparation Benefits?

    Added Reparation Benefits may be purchased from your insurance company. This raises the limit of your PIP Benefits above the $10,000 limit.

  • Are All Attorneys The Same?

    No, not all attorneys are the same. Many attorneys have practices that concentrate in different areas of law. For example, it is important that you find one that concentrates in car accident cases if you are in an automobile accident. Should you need a criminal, bankruptcy or divorce attorney, you would want an attorney who concentrates in those areas.