Drivers, Be Aware of Staged Car Accidents in Kentucky

Auto AccidentAfter a three-year investigation, state investigators finally busted an insurance fraud ring. The fraud was a large and organized one with those involved crashing rented vehicles into unsuspecting victims. There were 19 men and women accused in this crime, but authorities said that there were more to still be arrested.

Questionable claims
Being involved in a car accident is not fun, but there are people who see it as a profitable opportunity. According to the National Insurance Crime Bureau (NICB) insurance fraud cases, also known as questionable claims (QCs), increased by 27% nationwide from 91,652 in 2010 to 116,171 in 2012. At 89%, Kentucky was included on a list of states with the greatest per capita increase in questionable claims.

Related: Don’t Be Involved In A Staged Car Accident In Kentucky

How do these scams or fraudulent car accidents work?
Fake car accidents usually include people pretending to be hurt or injured, false reports and a sudden rise in the number of “victims.” Another strategy for these scammers is getting involved in another crash and claiming that the damage from this crash is associated with the first collision. These scammers may even involve other professions, too, like medical professionals. If the medical professional is in on the scam, they may diagnose their patients with back injury or soft tissue damage because it’s hard to disprove those injuries in court. Afterward, the doctor will submit claims to insurers.

How can you protect yourself from car insurance scams?
If you’re in an accident, listen to what the other party reports or complains to the police. Sudden exaggeration on injuries may be a sign of a scam. Also, be aware of your surroundings. While it’s hard to wrap your head around a sudden car accident, you need to remain calm. You should take pictures and notes of the accident scene. That way, you have a record of what happened.

Related: Case Runners Should Have No Place In The Legal Profession

As a Kentucky Accident Attorney, I would also suggest that you politely turn down any offer by the other driver to get check out by a specific doctor, mechanic or lawyer they know. These suggested businesses could be in on the scam, and this could cost you more money. It’s always a good idea to do some research on which doctor to see or which mechanic to use. That way, you can pick the one that is right for you and hopefully avoid any scams.

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