Frequently Asked Questions

 


Q: What is personal injury protection “PIP” or basic reparation benefits “BRB”?

A: PIP and BRB are two (2) terms for the same type of insurance.  In Kentucky your insurance company is required to offer you a minimum of $10,000.00 insurance to be paid for your medical bills and/or loss wages should you be in an accident.  These benefits are paid regardless of the fault of the party.  In other words you can be in an automobile accident that was your fault and still receive your $10,000.00 PIP or BRB.  If the accident wasn’t your fault the at fault insurance company is required to reimburse your insurance company the benefits paid less $1,000.00.  You may purchase added reparations benefits from your insurance company.


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We handle Kentucky personal injury cases involving car accidents, truck accidents, fatal accidents, wrongful deaths, motorcycle accidents, bicycle accidents, pedestrian accidents, child accidents, dog bites attacks, traumatic brain injuries, premise liability cases and slip and fall injuries.

Michael A. Schafer and The Schafer Law Office represents clients and accident victims throughout Kentucky including Louisville, Lexington, LaGrange, Shepherdsville, Taylorsville, Shelbyville, Brandenburg, Elizabethtown, Frankfort, Carrolton, Bardstown, Munfordville, New Castle, Richmond, Bowling Green, St. Matthews, Prospect, Shively, Fairdale, Middletown, Douglas Hills, Valley Station and Pleasure Ridge Park. Cases are also handled in Jefferson County, Bullitt County, Oldham County, Shelby County, Hardin County, Spencer County, Fayette County, Franklin County, Carrol County, Henry County, Madison County, Nelson County, Anderson County, Trimble County, Larue County, Hart County and Meade County, Kentucky.


The Kentucky Accident Attorney Blog                              Kentucky Accident Blog


Office located at 440 South Seventh Street, Suite 200, Louisville, KY 40203


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