Does my health insurance pay for my medical bills if I am in an automobole accident?

A: If you are injured in an automobile accident in Kentucky and go to the doctor the answer is both yes and no. Your

primary insurance coverage for payment of your medical bills for treatment of injuries sustained in an automobile accident is

your PIP insurance. This is also called Personal Injury Protection or No-Fault Benefits. This will pay for your first $10,000.00 of

medical bills and/or lost wages.

Once your PIP is exhausted your secondary insurance, which is your health insurance, becomes your primary coverage. Your health insurance pays the additional medical bills as they occur. You, however, are still responsible for any co-payments or deductibles as they occur.

Auto Accidents

Mike Schafer's nearly two decades of representing auto accident victims in Kentucky has given him the hands-on experience that is priceless, along with a winning track record. Mike fights hard for his clients and his opponents know it. With Mike as your lawyer, you’ll know you’re in good hands, and you’ll know that your chances at recovering compensation are as good as they can possibly be.

Truck Accidents

Mike Schafer's nearly two decades of representing truck and tractor trailer accident victims in Kentucky has given him the hands-on experience that is priceless, along with a winning track record. Mike fights hard for his clients and his opponents know it. With Mike as your lawyer, you’ll know you’re in good hands, and you’ll know that your chances at recovering compensation are as good as they can possibly be.

Wrongful Death and Fatal Accidents

Kentucky Fatal Accident Attorney, Louisville, KY, Wrongful Death Lawyer, Louisville Kentucky Fatality Attorney, Michael A Schafer, (502) 584-9511. Helping clients who have had loved ones killed in motor vehicle accidents for 18 years. Free consultation

Motorcycle Accidents

A motorcycle accident attorney? Do you really need a lawyer specifically for motorcycle accidents? If you have been in a motorcycle accident, the answer is yes. And if you’re in Kentucky, your first choice should be Michael Schafer in Louisville, KY.

Bicycle Accidents

A bicycle accident attorney? Do you really need a lawyer specifically for bicycle accidents? If you have been in a bicycle accident, the answer is yes. And if you’re in Kentucky, your first choice should be Michael Schafer in Louisville, KY.

Pedestrian Accidents

Many different rules and laws apply to pedestrian accident cases. If you are a pedestrian injured in an accident and you worry about who is going to pay your medical bills and lost wages while you are off from work your first choice should be Michael A. Schafer in Louisville, Kentucky. Put your mind at ease and his 20 years of experience to work for you.

Child Accidents

If your child has been injured or harmed in any situation, The Schafer Law Office can help. Contact us immediately to find out how we can help you, your child and your family.

Dog Bites/Animal Attacks

If you've been bitten by a dog anywhere in Kentucky, you need immediate help. Contact The Schafer Law Office immediately!

Slip and Fall/Premises Liability

If you live or suffered your injury in Kentucky, you’ll find that lawyer right here, in Louisville, KY: Michael A Schafer. Mike has more than 18 years of experience with helping his clients get compensated in slip and fall cases, premises liability cases, and a range of other personal injury cases.