Can I Buy Car Insurance If I Don't Own A Car?

In Kentucky, the answer is yes. You can purchase what is called a non-owner's policy. This coverage is expensive. However, it will protect you if you drive someone else's car on a regular basis and have an accident. It will also protect you if you are in a car accident as a passenger and the owner of the vehicle does not have insurance. It also covers you if the car, truck or motorcycle that hits you isn't insured.