Can I Buy Car Insurance If I Don't Own A Car?

In Kentucky, the answer is yes. You can purchase what is called a non-owner's policy. This coverage is expensive. However, it will protect you if you drive someone else's car on a regular basis and have an accident. It will also protect you if you are in a car accident as a passenger and the owner of the vehicle does not have insurance. It also covers you if the car, truck or motorcycle that hits you isn't insured.

Michael Schafer
The Personal Injury Attorney for Louisville and Kentucky