Kentucky Accident Blog

Will My Insurance Company Give Me a Reasonable Offer If I Call

Kentucky auto accident attorney addresses misconceptions in injury cases.

There are many misconceptions about personal injury cases. One of these myths is “The Insurance Company Will Give Me a Reasonable Offer if I Just Call Them or Write Them a Letter”.

The insurance company of the person that caused the accident, or even your insurance company, if the at-fault party didn’t have insurance, is not trying to pay you a settlement that you deserve. They are not trying to give you fair compensation for your injuries. The insurance company wants to pay you as little as possible. Many insurance companies have written policies describing how to minimize your settlement and how to keep you from hiring an attorney. They want to convince you to accept a low ball offer to settle your case.

This step by step process can include what the insurance adjuster actually says to you. They will tell you that they are working for you or that if you hire an attorney that they will not settle your case. An adjuster may even get a bonus if they keep the settlement under a certain amount of money. There is reason why almost all of the skyscrapers in the big cities have either the name of a bank or an insurance company on them. You should always speak with an attorney who concentrates in personal injury law before accepting a settlement offer. Get advice to make sure the offer is fair and reasonable and that you are not being taken advantage of.