The Schafer Law Office

Obama Care and Medical Benefits for Your Kentucky Car Accident

How will President Obama's health care plan affect the treatment you receive after you have been injured in a Kentucky automobile accident? President Obama discussed passage of health care reform last March 21, 2010 and touched on this subject.  "United States congress finally declare that Americas workers, that Americas families, that Americas small businesses deserve the security of knowing that here in this country neither illnesses nor accidents should endanger the dreams they've worked a lifetime to achieve," the President said.

The Obama plan would cost $950 billion over ten years and provide new insurance coverage for 32 million Americans.  The health care bill includes help for older Americans to pay for prescription drugs and prevent insurance companies from denying coverage to children based on pre-existing conditions.  In the future, by year 2014, most Americans would be required to purchase health insurance and help those uninsured and small businesses to have the option of choosing insurance plans.  The bill greatly elaborates Medicaid and subsides to the poor.  Insurance companies would not be able to place lifetime caps or deny coverage to patients based on pre-existing conditions.

As a Kentucky accident injury attorney, I am concerned about proper health care for my clients. Will O'bama's healthcare plan help Kentucky car and truck accident victims receive medical treatment and surgery for serious injuries suffered in Kentucky car accidents? Our No-Fault or PIP statute provides for the first $10,000.00 of medical treatment. After these benefits are exhausted many Kentucky car wreck victims cannot continue to get treatment or necessary surgery because they have no insurance. Under Obama's healthcare reform plan all American's will have access to healthcare. This means that Kentucky accident victims will be able to receive treatment after the benefits from PIP are exhausted. This will help those who are suffering because they can't afford surgery.  They will not have to rely on the whims of the at-fault car insurance adjuster or the red tape of free clinics.

I am holding on to what our President emphasizes.  He said that, "we proved that we are still a people capable of doing big things, we proved that this government-a government of the people and by the people-still works for the people." And with Obama's health care law Kentucky car and truck accident victims will receive the treatment they need to recover from injuries sustained in Kentucky accidents.