Man and Woman Both Struck by Car Leaving Kentucky State Fair

Saturday night at about 11:45 39-year-old Shelly Riggs and 31-year-old Steven Riggs were hit by a car as they were leaving the Kentucky State Fair.  Both were on foot and are from Louisville, Kentucky.

The car was reportedly leaving Gate #4 which exits onto Crittenden Drive when the two were struck.  Shelly Riggs’ injuries were classified as serious while Steven Riggs’ injuries were minor.

An investigation is ongoing but it has been reported that there may have been an incident earlier in the evening involving the driver and the Riggs.

Without knowing the exact facts and circumstances surrounding a case you cannot determine the actual insurance coverages. Cases involving pedestrians hit by cars have their own unique set of issues.  One being who will pay the medical bills for treatment of injuries sustained in the accident? This would be covered by the PIP insurance on the car that hit the pedestrian. If that car didn’t have insurance then the pedestrian’s PIP insurance policy would provide coverage. If the pedestrian did not have insurance then the Kentucky Assigned Claims Plan may provide coverage.

Second, is there coverage for pain and suffering? Yes if you can prove fault on the car that struck the pedestrian. If the car is at fault their liability coverage would be responsible for the injuries. If the car had insufficient insurance or no insurance then the pedestrian’s underinsured motorist coverage or uninsured motorist coverage would pay for the injuries. If neither had a policy than you would have to pursue a civil lawsuit and collect from their personal assets if any.

For more information on Kentucky automobile insurance and Louisville, Kentucky attorney go to mikeschaferlaw.com