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The Kentucky Accident Attorney

    Kentucky schools are back in session. Your kids are back at school, but they are still outside playing. Children love the playground whether it is at school or the park. Unfortunately your child can be seriously injured while playing on a playground. Don’t forget playground safety just because school is back in session. What can [...]
    Did you know that there are time limits for you being able to file your Kentucky accident case?  If you’ve been injured in a car accident, a bicycle accident or a loved one has died in a fatal truck accident there is a time limit called the Statute of Limitations.  This is the time-frame that [...]
    Will a $25.00 fine really deter the conduct of texting while driving? Text messaging is a part of the teenage culture. Kids don’t want to talk on the phone. My daughter will send a text and wait for a reply rather then call a friend. I couldn’t get my sister off the phone when I [...]
    On April 25, 2010 Governor Beshear signed a bill that makes it against the law in Kentucky to text message while driving. This bill became the law in Kentucky today, July 15, 2010.  You are no longer allowed to drive a car and text message.  I know this states the obvious, but Kentucky has finally joined the [...]
    How much automobile insurance coverage should you have on your family’s car insurance in Kentucky?  What is enough to protect your family should you be involved in a serious Kentucky car accident? These are questions I am asked when people find out I am a personal injury attorney. I try to give the best advice [...]

Auto Accidents

6/3/2010
Mike Schafer
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Is Giving A Statement To The insurance Company A Good Idea?

Should a kentucky automobile accident victim speak with the insurance company?

8/26/2009
M. Jason Lawrence
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Will My Insurance Company Give Me a Reasonable Offer If I Call

Kentucky auto accident attorney addresses misconceptions in injury cases.

There are many misconceptions about personal injury cases. One of these myths is “The Insurance Company Will Give Me a Reasonable Offer if I Just Call Them or Write Them a Letter”.

The insurance company of the person that caused the accident, or even your insurance company, if the at-fault party didn’t have insurance, is not trying to pay you a settlement that you deserve. They are not trying to give you fair compensation for your injuries. The insurance company wants to pay you as little as possible. Many insurance companies have written policies describing how to minimize your settlement and how to keep you from hiring an attorney. They want to convince you to accept a low ball offer to settle your case.

This step by step process can include what the insurance adjuster actually says to you. They will tell you that they are working for you or that if you hire an attorney that they will not settle your case. An adjuster may even get a bonus if they keep the settlement under a certain amount of money. There is reason why almost all of the skyscrapers in the big cities have either the name of a bank or an insurance company on them. You should always speak with an attorney who concentrates in personal injury law before accepting a settlement offer. Get advice to make sure the offer is fair and reasonable and that you are not being taken advantage of.



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